The Consortium for Citizens with Disabilities (CCD) Housing Task Force and the Technical Assistance Collaborative (TAC) released the 7th edition of the Priced Out report on June 20.
Priced Out highlights the effects of the affordable housing crisis on non-elderly people (those aged 18-65 years) with serious and long-term disabilities who depend on federal Supplemental Security Income (SSI) to meet basic needs. SSI helps approximately 4.4 million people with disabilities with little to no income by providing them with monthly income for food, clothing, and shelter. The report shows that without housing assistance, it is nearly impossible for those receiving SSI payments to afford safe and adequate housing, let alone food or clothing.
In 2010, as a national average, 112% of a person’s monthly SSI payment is needed to rent a modest one-bedroom unit at HUD’s published Fair Market Rent. This is a significant increase from the 69% needed when Priced Out was first published in 1998. The authors found 218 housing markets in 42 states with modest units priced above 100% of monthly SSI, along with 30 other markets with rents equal to, or in excess of, 150%. These figures clearly illustrate the financial challenges people with disabilities face.
Perhaps most alarming, the report documents that people with disabilities receiving SSI payments are priced out of all 2,572 of the country’s metropolitan and non-metropolitan housing market areas. Consistently the nation’s poorest residents, those who rely on SSI as their sole source of income live on $8,436 annually, equal to only 18.7% of the 2010 national median income for one person. The authors of Priced Out refer to the wage data in the NLIHC Out of Reach report to further conclude that even if those dependent on the SSI program moved to employment, they would still be likely to experience difficulty affording decent housing.
Such circumstances have led more than 1.2 million people with disabilities to live in homeless shelters, nursing homes, public institutions, and other non-institutional group quarters. The report notes that recent legislation to reform HUD’s Section 811 Supportive Housing for Persons with Disabilities program – the Frank Melville supportive Housing Investment Act of 2010 – could expand permanent supportive housing. CCD and TAC estimate more than 50,000 new supportive housing units can be created within five years if the new legislation is fully funded by Congress in FY12.
Priced Out in 2010 is available at http://www.tacinc.org/downloads/Priced Out 2010/PricedOut2010.pdf