TOPIC: ForeclosureSTATE: IllinoisTYPE: Research ReportDATE: November 2010AUTHOR: Ami Shah and Katie Gottschall-Donohue, Housing Action IllinoisDESCRIPTION: The report provides qualitative and quantitative evidence that mortgage loan servicers in the Chicago metropolitan area are not agreeing to affordable loan modifications for a majority of homeowners facing foreclosure and are not committing sufficient resources to respond to homeowners in an accurate or timely manner as required by federal law.