House Committee on Financial Service Releases Bipartisan “Housing for the 21st Century Act” Ahead of December 16 and 17 Legislative Markup
Dec 15, 2025
By Libby O’Neill, NLIHC Senior Policy Analyst
House Financial Services Committee (HFSC) Chair French Hill (R-AR), Ranking Member Maxine Waters (D-CA), along with Subcommittee on Housing and Insurance Chair Mike Flood (R-NE), and Ranking Member Emanuel Cleaver (D-MO), unveiled on December 11the bipartisan “Housing for the 21st Century Act.”
The bill includes 27 provisions related to streamlining local, state, and federal processes; reforming federal programs, including the HOME Investment Partnership program, Community Development Block Grant (CDBG) program, and Rural Housing Service (RHS) programs; manufactured housing; veterans’ access to housing; housing counseling; rental housing for elderly and disabled residents; and federal program oversight. Five provisions are based on bills NLIHC supports:
- Section 101 – “Housing Supply Frameworks Act”
- Section 201 – HOME Reform
- Section 204 – Rural Housing Service Program Improvements (some components of the “Rural Housing Service Reform Act”)
- Section 205 – Choice in Affordable Housing
- Section 301 – Manufactured Housing Innovations
The House package includes some provisions from the Senate’s “ROAD to Housing Act of 2025,” which passed the chamber as an amendment to the Senate’s “National Defense Authorization Act” (NDAA) but was not included in the final version introduced in the House (see Memo, 12/8). Chair Hill issued a statement on December 7 expressing his commitment to passing housing legislation in the new year.
The “Housing for the 21st Century Act” is included on the agenda for markup by the HFSC on December 16 and 17 at 10:00 am ET.
NLIHC will evaluate this legislation, continue to track the progress of housing packages as they are negotiated in the House and the Senate, and advocate for the inclusion of legislation that serves renters with the greatest needs.
Read the press release on the bill from Chair Hill and Ranking Member Waters.
To read the bill text of “Housing for the 21st Century Act”, go here.
To read the HFSC section-by-section, go here.
To watch the December 16 markup, go here.
To watch the December 17 markup, go here.