The National Housing Trust Fund (HTF) is the first new housing resource since 1974 targeted to the building, rehabilitating, preserving, and operating rental housing for extremely low-income people.

NLIHC, its members, and other stakeholders played a critical role in the creation of the National Housing Trust Fund through the passage of the Housing and Economic Recovery Act of 2008.

In 2016, the first $174 million in HTF dollars were allocated to states. More has been allocated in most years. For 2023, $382 million was made available. Initial allocations are important steps, but far more resources are needed. Learn about annual HTF allocations and find state-specific information here.

NLIHC leads the Housing Trust Fund Implementation and Policy Group, a coalition of national advocates committed to protecting and expanding this new resource. NLIHC works with stakeholders to build Congressional support to increase funding for the HTF through tax reform, housing finance reform, investments in infrastructure, and other legislative opportunities.

HTF 2018 Summary of State Projects Cover Image


Part of NLIHC’s effort to document the impact of the national Housing Trust Fund (HTF), the report summarizes how each state and the District of Columbia planned to use $267 million allocated in 2018 by the HTF.

In 2018 – the third year of HTF implementation – states continued to use most of their HTF resources to target projects that served people experiencing homelessness, people with disabilities, elderly people, or other special needs populations.

Read more about the report.

2017 HTF Summary State Projects Cover Image


The HTF remains an essential source of gap financing, used in conjunction with the HOME Investment Partnerships Program (HOME), the Federal Home Loan Banks’ Affordable Housing Program (AHP), and other state affordable housing programs, including state or local Housing Trust Funds. The HTF was used as gap financing for 123 projects also using the Low Income Housing Tax Credit (LIHTC) program’s equity investments in 2017, meaning that some units in LIHTC projects would serve extremely low-income households. Still, 58 projects in 24 states did not rely on LIHTC equity; in these cases, state policies tended to use HTF strategically in smaller projects not conducive to the LIHTC process.

Learn more about the report.

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