The Protecting Tenants at Foreclosure Act, which expired at the end of 2014, enabled renters whose homes were in foreclosure to remain in their homes for at least 90 days or for the term of their lease, whichever was greater. Making the PTFA permanent is an NLIHC policy priority.

The National Housing Law Project has compiled information on renter protection laws at foreclosure from 47 states plus the District of Columbia. Nine states and the District of Columbia have renter protection at foreclosure laws equal or surpassing those provided by the PTFA. Two states provide 60 days’ notice of eviction. Three states provide 30 days’ notice of eviction. Three states provide 10 days’ notice of eviction. Two states provide five days’ notice of eviction. One state provides three days’ notice of eviction. Eight states allow immediate eviction of renters at foreclosure. Nineteen states have no specific protection for renters at foreclosure.

Article and survey by the National Law Center on Homelessness and Poverty:

Download Protecting Tenants in Foreclosure Act Factsheet (June2015)


Archived PTFA Resources

Learn about the Protecting Tenants at Foreclosure Act of 2009

Foreclosure Intervention Resources

March 23, 2020

Administration Suspends Foreclosures and Evictions on Certain Properties

The Trump administration announced on March 18 that foreclosures and evictions for Federal Housing Administration (FHA)-backed mortgages for single family properties would be suspended for the next 60 days. The guidance instructs mortgage servicers to suspend both new foreclosures and foreclosures…

October 29, 2018

NLIHC Issues Tenant Talk: Fair Housing 50 Years Later

NLIHC’s latest edition of Tenant Talk—a periodic publication aimed at engaging tenants on housing policy and highlighting local advocacy successes – is now available. The fall 2018 issue focuses on the 50th anniversary of the Fair Housing Act and local efforts to achieve housing justice. Access…

May 23, 2014

Deadline Set for PTFA Letter, Call-In Day Scheduled

Advocates are urged to sign letters encouraging their Senators to co-sponsor S. 1761 and their Representative to co-sponsor H.R. 3543, bills that would extend and improve the Protecting Tenants at Foreclosure Act (PTFA). The deadline to sign the letters is May 30. Advocates are also invited to…

September 25, 2012

Renters in Foreclosure: A Fresh Look at an Ongoing Problem

While the number of foreclosures has dramatically increased since NLIHC’s 2009 report, Renters in Foreclosure: Defining the Problem, Identifying Solutions, the estimated proportion of renters affected by foreclosures has remained relatively constant at 40 percent. That is, renters continue to…