Four in Ten Black Adults and Three in Ten Hispanic Adults are Unbanked or Underbanked

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Source: Federal Reserve, “Report on the Economic Well-Being of U.S. Households in 2020 - May 2021,” https://bit.ly/353HZMT

Note: Unbanked adults are those who do not have a bank account. Underbanked adults are those with a bank account who use alternative financial services because banking services are insufficient to meet their needs. These alternative services include money orders, check cashing services, payday loans, pawn shop loans, and auto title loans.