NLIHC releases periodic reports, research notes and white papers on a variety of housing policy issues, like renters in foreclosure, assisted housing preservation and other emerging issues. 

NLIHC Research Note: Long-Term State and Local Rental Assistance Programs - Finding Solutions For a Growing Crisis

This research note discusses the funding and operating of state and local rental assistance programs in the midst of the COVID-19 and economic crisis. Before the pandemic, many states and several large cities were already funding and operating rental assistance programs. In response to the pandemic, many jurisdictions have created or expanded emergency rental assistance programs, funded through a range of federal (e.g., CARES Act), state, and local resources. 

 Click Here to View the Interactive PDF of the Report.

Research Note


NLIHC Research Note: Emergency Rental Assistance Needs for Workers Struggling Due to COVID-19

This research note shows how the COVID-19 outbreak and related shutdowns continue to have a devastating impact on the job market. Evidence suggests that lower-wage workers are the most likely to be suffering a loss of income.

 Click Here to View the Interactive PDF of the Report.

Research Note


NLIHC Research Note Highlights The Need for Emergency Rental Assistance During the COVID-19 and Economic Crisis

This research note investigates the need for emergency rental assistance in cost-burdened households in the midst of COVID-19 and the economic and unemployment crisis. Providing temporary rental assistance to current and projected severely cost-burdened renters would keep at-risk tenants stably housed and protect and preserve our country’s limited naturally-occurring affordable housing.

 Click Here to View the Interactive PDF of the Report.

Need-for-Rental-Assistance-During-the-COVID-19-and-Economic-Crisis.pdf


NLIHC Report on Long-Term Rental Recovery after Superstorm Sandy Shows Loss of Low-Income Rentals, More Needs to be Done for Low-Income Survivors.

The report shows a loss of low-income rentals and gentrification in heavily impacted communities. Interviews conducted by NLIHC for this study highlight the limited targeting of recovery funds for renters with the lowest incomes, the long recovery time needed for multifamily housing, and potential challenges in recovery for small landlords. Learn More

 Click Here to View the Interactive PDF of the Report.

Sandy Rental


Balancing Priorities: Preservation and Neighborhood Opportunity in Low-Income Housing Tax Credit Program Beyond Year 30

The Low-Income Housing Tax Credit (LIHTC) is the largest national affordable housing program in the U.S. By 2030, nearly half a million current LIHTC units, or nearly a quarter of the total stock will reach the end of all federally mandated rent-affordability and income restrictions. Some of these units will be lost from the affordable housing supply as they convert to market-rate rents. Others may be lost to physical deterioration unless new capital investment is available for rehabilitation and renovation. This report sheds light on these preservation challenges with an examination of the neighborhood characteristics of these LIHTC units and a discussion of how scarce resources for affordable housing lead to a dilemma between the priorities of preserving affordable housing and promoting mobility for low-income families to higher-opportunity neighborhoods. The report addresses this dilemma by offering a broader vision for a housing safety net. Learn More

 Click Here to View the Interactive PDF of the Report.

 Click Here to Download a Print PDF of the Report.

Balancing Priorities


A Rare Occurrence: The Geography and Race of Mortgages Over $500,000

In A Rare Occurrence: The Geography and Race of Mortgages Over $500,000, the National Low Income Housing Coalition (NLIHC) has analyzed the Home Mortgage Disclosure Act (HMDA) data for all government-insured and conventional mortgages originated from 2012, 2013, and 2014 for home purchase or refinancing. The study looks at the geography of mortgages over $500,000 and who receives them in terms of the race of the recipients of these mortgages. Given that mortgages over $500,000 are a rare occurrence in most of the United States, the report invalidates critics’ fears that lowering the Mortgage Interest Deduction (MID) cap to $500,000 will affect home prices nationwide. 

 Click Here to View the Interactive PDF of the Report.

 Click Here to Download a Print PDF of the Report.

A Rare Occurrence: The Geography and Race of Mortgages Over $500,000


Aligning Federal Low Income Housing Programs with Housing Need

NLIHC undertook the Alignment Project in order to gain a better understanding of how existing federal housing resources are being used and to learn how those existing resources might be better aligned with the need for housing among ELI households. A series of research reports and policy recommendations were produced from the Alignment Project.

The first product of this project is the report, Aligning Federal Low Income Housing Programs with Housing Need, released in December 2014. In this report NLIHC found that while the Low Income Housing Tax Credit (LIHTC) program and other programs do serve extremely low income (ELI) households, those with incomes at or below 30% of area median income (AMI), they rarely do so without relying on housing vouchers. The report also features innovative strategies used by affordable housing developers to achieve deep affordability in their properties without relying on vouchers and includes five case studies of such properties. Learn More.

 Click Here to Download a Print PDF of the Report.

Alignment Report

Memo to Members and Partners Articles

July 20, 2020

NLIHC Releases “Out of Reach 2020”

NLIHC released Out of Reach: The High Cost of Housing 2020 on July 14. The report compares rents and wages nationally and in every state, country, and metropolitan area in the United States. Out of Reach 2020 shows that even before the onset of the COVID-19 public health and…

March 11, 2019

NLIHC to Release The Gap: A Shortage of Affordable Homes 2019 on March 14

NLIHC will release The Gap: A Shortage of Affordable Homes 2019 on Thursday, March 14. This year’s report finds a shortage of seven million affordable and available rental homes for America’s extremely low-income renter households, those with incomes at or below the poverty level or 30% of their…