Kentucky

#43

Kentucky

State Facts

Minimum Wage $7.25
2-Bedroom Housing Wage $21.64
Number of Renter Households 574,561
Number of Renter Households
Below 30% AMI
162,587
Percent of Renter Households
Below 30% AMI
27%
Number of Renter Households
Below 50% AMI
243,256
Percent of Renter Households
Below 50% AMI
41%

Affordable Rent for Low Income Households

Minimum Wage Worker

$377/mo

Household at 30% of Area Median Income

$661/mo

Household at 50% of Area Median Income

$1,101/mo

Fair Market Rent

1-Bedroom Fair Market Rent

$919/mo

2-Bedroom Fair Market Rent

$1,125/mo

Working at minimum wage $7.25/hr

Each week you have to work 98 hours

To afford a modest 1 bedroom rental home at Fair Market Rent

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Compare Jurisdictions

Kentucky Kentucky Non-metropolitan areas Allen County HMFA Ballard County HMFA Bowling Green HMFA Butler County HMFA Carlisle County HMFA Carter County HMFA Cincinnati HMFA Clarksville HMFA Elizabethtown HMFA Grant County HMFA Huntington-Ashland HMFA Lawrence County HMFA Lexington-Fayette MSA Livingston County HMFA Louisville HMFA McCracken County HMFA Meade County HMFA Nelson County HMFA Owensboro MSA Shelby County HMFA
Number of Households
Total 1,814,469 682,428 8,035 3,209 60,742 4,567 1,865 10,794 169,633 31,785 50,618 9,224 34,048 6,342 216,273 3,603 399,781 27,601 11,007 19,150 45,280 18,484
Renter 574,561 192,992 2,052 771 25,692 1,200 366 2,155 46,065 14,248 17,937 2,294 8,662 1,408 88,039 678 135,665 8,577 2,852 4,149 13,926 4,833
Percent Renters 32% 28% 26% 24% 42% 26% 20% 20% 27% 45% 35% 25% 25% 22% 41% 19% 34% 31% 26% 22% 31% 26%
Housing Wage
Zero-Bedroom $15.95 $12.60 $14.60 $15.38 $17.10 $12.69 $13.13 $13.42 $18.42 $20.96 $16.17 $15.83 $16.31 $13.75 $16.98 $16.63 $18.58 $14.02 $15.65 $14.81 $16.15 $18.35
One-Bedroom $17.68 $14.07 $14.60 $15.71 $18.94 $12.69 $13.79 $13.52 $20.21 $21.04 $16.27 $17.29 $16.40 $13.85 $20.75 $18.46 $20.13 $16.37 $15.75 $15.02 $16.27 $19.75
Two-Bedroom $21.64 $17.47 $19.15 $20.62 $22.17 $16.65 $17.60 $16.65 $26.02 $25.88 $20.31 $22.21 $18.71 $17.81 $24.46 $22.27 $24.46 $20.35 $20.67 $19.54 $21.35 $21.98
Three-Bedroom $28.21 $22.48 $23.54 $24.71 $26.62 $23.15 $22.56 $23.15 $34.33 $35.98 $28.25 $26.63 $24.02 $21.35 $33.52 $26.69 $31.25 $24.40 $28.13 $26.15 $28.19 $27.25
Four-Bedroom $32.41 $25.46 $29.23 $31.54 $34.73 $23.69 $26.90 $24.12 $38.00 $43.42 $34.06 $32.27 $27.12 $25.79 $37.31 $34.06 $36.37 $34.13 $32.31 $32.77 $28.27 $32.63
Fair Market Rent
Zero-Bedroom $829 $655 $759 $800 $889 $660 $683 $698 $958 $1,090 $841 $823 $848 $715 $883 $865 $966 $729 $814 $770 $840 $954
One-Bedroom $919 $732 $759 $817 $985 $660 $717 $703 $1,051 $1,094 $846 $899 $853 $720 $1,079 $960 $1,047 $851 $819 $781 $846 $1,027
Two-Bedroom $1,125 $909 $996 $1,072 $1,153 $866 $915 $866 $1,353 $1,346 $1,056 $1,155 $973 $926 $1,272 $1,158 $1,272 $1,058 $1,075 $1,016 $1,110 $1,143
Three-Bedroom $1,467 $1,169 $1,224 $1,285 $1,384 $1,204 $1,173 $1,204 $1,785 $1,871 $1,469 $1,385 $1,249 $1,110 $1,743 $1,388 $1,625 $1,269 $1,463 $1,360 $1,466 $1,417
Four-Bedroom $1,685 $1,324 $1,520 $1,640 $1,806 $1,232 $1,399 $1,254 $1,976 $2,258 $1,771 $1,678 $1,410 $1,341 $1,940 $1,771 $1,891 $1,775 $1,680 $1,704 $1,470 $1,697
Annual Income Needed to Afford
Zero-Bedroom $33,166 $26,198 $30,360 $32,000 $35,560 $26,400 $27,320 $27,920 $38,320 $43,600 $33,640 $32,920 $33,920 $28,600 $35,320 $34,600 $38,640 $29,160 $32,560 $30,800 $33,600 $38,160
One-Bedroom $36,775 $29,272 $30,360 $32,680 $39,400 $26,400 $28,680 $28,120 $42,040 $43,760 $33,840 $35,960 $34,120 $28,800 $43,160 $38,400 $41,880 $34,040 $32,760 $31,240 $33,840 $41,080
Two-Bedroom $45,013 $36,341 $39,840 $42,880 $46,120 $34,640 $36,600 $34,640 $54,120 $53,840 $42,240 $46,200 $38,920 $37,040 $50,880 $46,320 $50,880 $42,320 $43,000 $40,640 $44,400 $45,720
Three-Bedroom $58,673 $46,767 $48,960 $51,400 $55,360 $48,160 $46,920 $48,160 $71,400 $74,840 $58,760 $55,400 $49,960 $44,400 $69,720 $55,520 $65,000 $50,760 $58,520 $54,400 $58,640 $56,680
Four-Bedroom $67,406 $52,962 $60,800 $65,600 $72,240 $49,280 $55,960 $50,160 $79,040 $90,320 $70,840 $67,120 $56,400 $53,640 $77,600 $70,840 $75,640 $71,000 $67,200 $68,160 $58,800 $67,880
Minimum Wage
Minimum Wage $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25
Rent Affordable for a Full-Time Worker at Minimum Wage $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377 $377
Work Hours/Week at Minimum Wage
Zero-Bedroom 88 69 81 85 94 70 72 74 102 116 89 87 90 76 94 92 102 77 86 82 89 101
One-Bedroom 98 78 81 87 105 70 76 75 112 116 90 95 91 76 114 102 111 90 87 83 90 109
Two-Bedroom 119 96 106 114 122 92 97 92 144 143 112 123 103 98 135 123 135 112 114 108 118 121
Three-Bedroom 156 124 130 136 147 128 124 128 189 199 156 147 133 118 185 147 172 135 155 144 156 150
Four-Bedroom 179 140 161 174 192 131 148 133 210 240 188 178 150 142 206 188 201 188 178 181 156 180
Supplemental Security Income (SSI) Payment
SSI Monthly Payment $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994 $994
Rent affordable to SSI recipient $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298 $298
Income Levels
30% of Area Median Income (AMI) $26,433 $21,448 $24,240 $28,350 $24,420 $22,560 $23,850 $21,450 $32,970 $28,140 $27,630 $26,100 $24,990 $20,730 $30,630 $24,420 $29,700 $30,720 $27,330 $26,160 $27,630 $31,470
50% of Area Median Income (AMI) $44,055 $35,747 $40,400 $47,250 $40,700 $37,600 $39,750 $35,750 $54,950 $46,900 $46,050 $43,500 $41,650 $34,550 $51,050 $40,700 $49,500 $51,200 $45,550 $43,600 $46,050 $52,450
Median Renter Household Income $42,321 $33,379 $35,678 $47,321 $43,565 $38,143 $56,459 $28,759 $53,897 $48,286 $52,300 $45,080 $34,850 $29,961 $46,779 $38,359 $46,948 $37,219 $59,996 $40,684 $40,370 $46,637
Rent Affordable at Different Income Levels
30% of Area Median Income (AMI) $661 $536 $606 $709 $611 $564 $596 $536 $824 $704 $691 $653 $625 $518 $766 $611 $743 $768 $683 $654 $691 $787
50% of Area Median Income (AMI) $1,101 $894 $1,010 $1,181 $1,018 $940 $994 $894 $1,374 $1,173 $1,151 $1,088 $1,041 $864 $1,276 $1,018 $1,238 $1,280 $1,139 $1,090 $1,151 $1,311
Median Renter Household Income $1,058 $834 $892 $1,183 $1,089 $954 $1,411 $719 $1,347 $1,207 $1,307 $1,127 $871 $749 $1,169 $959 $1,174 $930 $1,500 $1,017 $1,009 $1,166

Median Wages for State’s Most Common Occupations

Occupation Total Employment Median Hourly Wage
Cooks, Fast Food 21,750 $11.61
Food Preparation Workers 15,390 $13.27
Fast Food and Counter Workers 41,860 $13.40
Cashiers 44,550 $14.13
Waiters and Waitresses 27,150 $14.66
Retail Salespersons 51,250 $14.66
Janitors and Cleaners, Except Maids and Housekeeping Cleaners 25,750 $15.97
Cooks, Restaurant 13,510 $17.11
Security Guards 13,580 $17.50
Housing Wage 1 Bedroom $17.68
First-Line Supervisors of Food Preparation and Serving Workers 18,010 $17.69
Home Health and Personal Care Aides 31,260 $18.01
Stockers and Order Fillers 47,730 $18.19
Office Clerks, General 29,750 $18.72
Nursing Assistants 23,410 $18.96
Customer Service Representatives 38,630 $19.13
Medical Secretaries and Administrative Assistants 26,430 $19.15
First-Line Supervisors of Retail Sales Workers 18,290 $19.81
Laborers and Freight, Stock, and Material Movers, Hand 57,930 $21.13
Shipping, Receiving, and Inventory Clerks 16,130 $21.16
Light Truck Drivers 15,630 $21.36
Housing Wage 2 Bedroom $21.64
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive 18,420 $21.84
Bookkeeping, Accounting, and Auditing Clerks 23,480 $23.00
Maintenance and Repair Workers, General 22,190 $23.13
All Occupations 2,000,360 $23.19
Miscellaneous Assemblers and Fabricators 47,320 $23.69
Heavy and Tractor-Trailer Truck Drivers 31,760 $27.84
First-Line Supervisors of Office and Administrative Support Workers 19,670 $31.23
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products 15,550 $31.76
First-Line Supervisors of Production and Operating Workers 13,820 $35.82
General and Operations Managers 52,100 $39.22
Registered Nurses 50,300 $40.05