-
State Data Overview
Across Kentucky, there is a shortage of rental homes affordable and available to extremely low income households (ELI), whose incomes are at or below the poverty guideline or 30% of their area median income (AMI). Many of these households are severely cost burdened, spending more than half of their income on housing. Severely cost burdened poor households are more likely than other renters to sacrifice other necessities like healthy food and healthcare to pay the rent, and to experience unstable housing situations like evictions.
Housing Profiles
Kentucky
Key Facts
-
162,587 OR 27%
Renter households that are extremely low-income
-
-86,874
Shortage of rental homes affordable and available for extremely low-income renters
-
$30,070
Average income limit for 4-person extremely low income household
-
$45,013
Annual household income needed to afford a two-bedroom rental home at HUD's Fair Market Rent (FMR)
Impact on Low-Wage Workers
A minimum wage worker would need to work:
- 98 hours per week or 2.4 full-time jobs to afford a 1-bedroom apartment at Fair Market Rent (FMR).
- 119 hours per week or 3.0 full-time jobs to afford a 2-bedroom apartment at Fair Market Rent (FMR).
Most Expensive Areas 2-Bedroom Housing Wage Cincinnati HMFA $26.02 Clarksville HMFA $25.88 Lexington-Fayette MSA $24.46 Louisville HMFA $24.46 Livingston County HMFA $22.27 Common Occupations Median Hourly Wage Nursing Assistants $18.96 Home Health and Personal Care Aides $18.01 Janitors and Cleaners, Except Maids and Housekeeping Cleaners $15.97 Retail Salespersons $14.66 Fast Food and Counter Workers $13.40 Solutions
- Provide significant resources to build and preserve homes affordable to renters with the lowest incomes through investments in public housing and the national Housing Trust Fund
- Encourage states and local communities to reform zoning and land use regulations that prevent housing from being built and push up housing costs
- Bridge the gap between incomes and housing costs by expanding rental assistance so that it is universally available to all eligible households or consider other innovative approaches, such as a fully refundable renters’ tax credit
- Prevent evictions and homelessness by creating permanent tools, such as emergency rental assistance, to help stabilize families in crisis
- Other federal housing resources, including the Low-Income Housing Tax Credit, should be reformed to better address the shortage of rental housing affordable to the lowest-income households.
-
-
State Level Partners
NLIHC Housing Advocacy Organizer
Kayla Gilchrist
State PartnersHomeless and Housing Coalition of Kentucky
306 W. Main Street, Suite 207
Frankfort, KY 40601
P 502-223-1834
F 502-373-2855
www.hhck.orgAdrienne Bush
Executive Director
[email protected]Become an NLIHC State Partner
NLIHC’s affiliation with our state coalition partners is central to our advocacy efforts. Although our partners' involvement varies, they are all housing and homeless advocacy organizations engaged at the state and federal level. Many are traditional coalitions with a range of members; others are local organizations that serve more informally as NLIHC's point of contact.
Inquire about becoming a state partner by contacting [email protected]
-
Housing Trust FundHTF Implementation Information
NLIHC continues working with leaders in each state and the District of Columbia who will mobilize advocates in support of HTF allocation plans that benefit ELI renters to the greatest extent possible. Please contact the point person coordinating with NLIHC in your state (below) to find out about the public participation process and how you can be involved.
Current Year HTF Allocation$7,560,281
HTF State Resources2019
Draft Annual Action Plan, HTF Allocation Plan pages 83-90 (PDF)
Final Annual Action Plan with HTF Allocation Plan on page 92 (PDF)
Gap financing for tax-exempt bond transactions NOFA (PDF)
2018
Draft Annual Action Plan with draft HTF Allocation Plan, pages 92-101 (PDF)
NOFA for Gap Financing for Tax Exempt Bonds (PDF)
2017
Approved 2017 Annual Action Plan (PDF)
Draft 2017 HTF Allocation Plan (PDF)
Draft 2017 Annual Action Plan (PDF)
2016
HUD Approved HTF Allocation Plan (PDF)
Substantial Amendment to Consolidated Plan submitted by Kentucky Housing Corporation (PDF)
HTF Allocation Plan Comments Submitted by the Housing and Homelessness Coalition of Kentucky (PDF)
HTF Allocation Plan Comments Submitted by the Kentucky Medicaid-Housing Partnership (PDF)
First draft HTF Allocation Plan by Kentucky Housing Corporation (PDF)
State Designated EntityState Entity Webpage
Kentucky Housing CorporationOfficial Directly Involved with HTF ImplementationAnthony L. Wright
Assistant Director, Multifamily Programs
502-684-9073
[email protected]NHTF-specific page
-
ResourcesResources
Housing Profiles
State Housing Profile
State Housing Profile: Kentucky (PDF)
Congressional District Housing Profile
Congressional District Profile: Kentucky (PDF)
Research and Data
National Housing Preservation Database
The National Housing Preservation Database is an address-level inventory of federally assisted rental housing in the United States.
Out of Reach: The High Cost of Housing
Out of Reach documents the gap between renters’ wages and the cost of rental housing. In Kentucky and Nationwide
The Gap: A Shortage of Affordable Rental Homes
The Gap represents data on the affordable housing supply and housing cost burdens at the national, state, and metropolitan levels. In Kentucky and Nationwide
Explore Other States
