Indiana

  • State Data Overview

    Across Indiana, there is a shortage of rental homes affordable and available to extremely low income households (ELI), whose incomes are at or below the poverty guideline or 30% of their area median income (AMI). Many of these households are severely cost burdened, spending more than half of their income on housing. Severely cost burdened poor households are more likely than other renters to sacrifice other necessities like healthy food and healthcare to pay the rent, and to experience unstable housing situations like evictions.

    K
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    y
    F
    a
    c
    t
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    214,076
    Or
    27%
    Renter households that are extremely low income
    $25,100
    Maximum income for 4-person extremely low income household (state level)
    -132,329
    Shortage of rental homes affordable and available for extremely low income renters
    $33,940
    Annual household income needed to afford a two-bedroom rental home at HUD's Fair Market Rent.
    71%
    Percent of extremely low income renter households with severe cost burden
  • State Level Partners

    NLIHC Housing Advocacy Organizer

    Kyle Arbuckle

    Kyle Arbuckle

    202.662.1530 x227 | Kyle Arbuckle

    State Partners

    Prosperity Indiana 

    1099 North Meridian Street, Suite 170

    Indianapolis, IN 46204

    P 317-454-8533

    F 317-454-8534

    Website: www.prosperityindiana.org

    Jessica Love, Executive Director

    [email protected]

    Become an NLIHC State Partner

    NLIHC’s affiliation with our state coalition partners is central to our advocacy efforts. Although our partners' involvement varies, they are all housing and homeless advocacy organizations engaged at the state and federal level. Many are traditional coalitions with a range of members; others are local organizations that serve more informally as NLIHC's point of contact.

    Inquire about becoming a state partner by contacting [email protected]

    Become a Member
  • Housing Trust Fund
    HTF Implementation Information

    NLIHC continues working with leaders in each state and the District of Columbia who will mobilize advocates in support of HTF allocation plans that benefit ELI renters to the greatest extent possible. Please contact the point person coordinating with NLIHC in your state (below) to find out about the public participation process and how you can be involved. Email Brooke Schipporeit with any questions.

    NHTF logo
    Current Year HTF Allocation
    NLIHC Point Person for HTF Advocacy

    Kathleen Lara

    Policy Director

    Prosperity Indiana

    317-454-8533

    [email protected]

    State Designated Entity:

    J. Jacob Sipe

    Executive Director

    Indiana Housing and Community Development Authority

    317-233-1811

    [email protected]

    Official Directly Involved with HTF Implementation:

    Samantha Spergel

    Director of Real Estate Production

    317-232-0559

    [email protected]


    State Entity Webpage

    Indiana Housing & Community Development Authority


    NHTF-specific page

    Housing Trust Fund

    Action Plans

  • Resources
    Resources

    Housing Profiles

    State Housing Profile

    State Housing Profile: Indiana (PDF)

    Congressional District Housing Profile

    Congressional District Profile: Indiana (PDF)

    Research and Data

    National Housing Preservation Database

    The National Housing Preservation Database is an address-level inventory of federally assisted rental housing in the United States.

    Out of Reach: The High Cost of Housing

    Out of Reach documents the gap between renters’ wages and the cost of rental housing. In Indiana and Nationwide

    The Gap: A Shortage of Affordable Rental Homes

    The Gap represents data on the affordable housing supply and housing cost burdens at the national, state, and metropolitan levels. In Indiana and Nationwide

  • Take Action
    Tell Congress to Protect and Expand the National Housing Trust Fund
    Urge Congress to Pass a Budget with Strong Support for Affordable Housing Programs
    Tell Congress that Opportunity Zones Must Benefit Low Income People and Long-Term Residents
  • COVID-19 Resources
    COVID-19 Resources

    NLIHC has estimated a need for no less than $100 billion in emergency rental assistance and broke down the need and cost for each state (download Excel spreadsheet). 

    Many cities and states are establishing rental assistance programs to support individuals and families impacted by COVID-19. This tracker links to news reports of various city, state and philanthropic rental assistance programs that are being established during the pandemic. Check NLIHC's cumulative list of rental assistance. 


    Gov. Eric Holcomb announced the Indiana COVID-19 Rental Assistance Program, which will use $25 million in federal CARES Act funding to help Hoosiers struggling to pay rent. It will provide up to $500 per month for four months, totaling a maximum of $2,000. The assistance is for eligible renters to help cover past and ongoing rent payments or late fees. https://tinyurl.com/ycj8f54y

    Updated on June 28, 2020.


    Updated on July 24, 2020.

    CityDescriptionSource
    EvansvilleThe city is set to receive more than $700,000 for rent assistance and other homelessness prevention efforts and to support homeless shelters.https://tinyurl.com/y9qwhute
    ColumbusThe Columbus Board of Works and Public Safety has set aside $200,000 to provide emergency financial assistance to pay rent and utility bills for local residents Initially, the city will attempt to limit expenditures on rental or utility assistance to $125,000. However, an additional $75,000 has been set aside in the event that more assistance is required.https://tinyurl.com/y9cndtwa
    Fort BendFort Bend County launched a new program to help residents pay rent, utilities and mortgage during the coronavirus pandemic. A total of $19.5 million for rental and mortgage assistance will be distributed in three phases between June and November, The county also has $2 million in funds for utility assistance.  https://tinyurl.com/ycf5hh3r
    IndianapolisIndianapolis has dedicated $15 million that will be spent on rental assistance for Indianapolis residents who have been impacted by COVID-19.https://tinyurl.com/ya37jrty
    Michigan CityNCCAA was able to offer Covid-19 rental and mortgage assistance during the beginning of the pandemic with funding provided by LaPorte Health Foundation. NCCAA continues to receive funding from the LaPorte County United Way for water bill assistance due to the Covid-19 virus. CSBG CARES ACT funding will be available throughout the year until funding is exhausted.https://tinyurl.com/y57vaox3

    Across the country, homeless service providers are struggling to respond to the COVID-19 pandemic. In order to follow public health guidelines and help ensure people’s safety, some shelters are being forced to reduce services, restrict admittance, or close entirely. The loss of these critical resources puts people experiencing homelessness at even higher risk of illness. Check NLIHC's cumulative list of shelter closings.

    Below is a list of shelters that have had to majorly alter services or completely close:


    No information at this time.

    The Hoosier Housing Needs Coalition developed a ‘yardstick’ to measure four necessary steps for the state to take before Governor Eric Holcomb should consider lifting the eviction moratorium. 

    Updated on July 28, 2020.


    Indianapolis had to suspend accepting applications for its rental assistance program after receiving more than 10,000 applications since the system opened on July 13.

    More than 11,000 Hoosiers applied to the Indiana COVID-19 Rental Assistance Program in the first 48 hours. The $25 million program is expected to assist 12,000 households, out of an estimated 258,782 households who will need rental assistance by September 2020.

    Prosperity Indiana, an NLIHC state partner, released a brief outlining why the state must prepare for multiple waves of COVID-19 evictions starting August 1 through 2021 and beyond. The evolving nature of the coronavirus pandemic and the economic crisis could bring several waves of evictions.

    Updated on July 20, 2020.


    Governor Eric Holcomb announced on June 24 the creation of the Indiana COVID-19 Rental Assistance Program, a $25 million program funded through the CARES Act. Households who have been impacted by the pandemic may receive rental assistance up to $500 per month for four months. Marion County has its own allocation of $15 million for rental assistance. Governor Holcomb also extended Indiana’s eviction moratorium through July.

    The Hoosier Housing Needs Coalition applauded the eviction moratorium extension and the creation of the Indiana COVID-19 Rental Assistance Program. Advocates are urging Governor Eric Holcomb to establish a Rental Housing Stability Task Force to ensure that the assistance reaches people with the greatest needs.

    Updated on June 29, 2020.


    The Hoosier Housing Needs Coalition released a statement that state and federal policymakers are not taking adequate steps to protect renters impacted by COVID-19. The coalition continues to urge Governor Holcomb to enact a comprehensive plan to prevent a surge of evictions and a rise in homelessness.

    An editorial in the Journal Gazette calls on Indiana officials to establish a statewide rental assistance program using a portion of the $2.4 billion in federal Coronavirus Relief Fund dollars. Fort Wayne invested $150,000 from its CARES Act allocation to launch the Tenant Assistance Legal Clinic to help prevent evictions. The city also has a $200,000 rental assistance fund.

    Prosperity Indiana, an NLIHC state partner, released an update on the COVID-19-related housing and rental assistance needs of Hoosiers. The report urges state policymakers to establish and fund a rental assistance program to prevent a wave of evictions and homelessness when the state eviction moratorium expires June 30.

    Updated on June 12, 2020.


    Governor Eric Holcomb extended Indiana’s eviction and foreclosure moratorium to June 30, but the Hoosier Housing Coalition is concerned about the thousands of Indiana renters who will need rental assistance. According to NLIHC, an estimated 258,782 Indiana renters will need rent assistance from May through September.

    An editorial in the Journal Gazette argues that Indiana must take urgent action to protect low-income renters as the state’s eviction moratorium is set to expire on June 30. 

    The Indianapolis Recorder discusses why the impact of the coronavirus pandemic on people experiencing homelessness is not entirely clear despite the Indianapolis Continuum of Care tracking data on health screenings, administered tests, positive tests, and other metrics.


    Concerned about the potential wave of evictions after the statewide moratorium ends, the Hoosier Housing Needs Coalition is urging Governor Holcomb to extend the eviction moratorium and establish a statewide emergency rental assistance.


    Advocacy groups, including Prosperity Indiana, an NLIHC state partner, are urging the state to create an emergency rental assistance fund to help low-income renters. Indiana allocated money to its Hardest Hit Fund, which helps homeowners pay mortgages, but the fund does not assist renters.


    Marion County will receive $8.6 million in federal coronavirus relief funding, which will be used to provide rental, utilities, and food assistance for low-income residents impacted by the coronavirus pandemic. Nearly $2.8 million will be dedicated to homelessness prevention, including the cost of non-congregate shelters and up to two years of rental assistance and wraparound services.


    A spokeswoman for Indianapolis told the IndyStar that the city is in the process of establishing a contract with a local hotel to house people experiencing homelessness who are older or have underlying medical conditions. 

    Prosperity Indiana, an NLIHC state partner, and several key partners have formed the Hoosier Housing Needs Coalition to advocate for housing policy solutions that ensure an equitable response and recovery to the pandemic. The Hoosier Housing Needs Coalition is focusing its efforts on making recommendations concerning short-term emergency rental assistance and homelessness prevention.

    A group of 17 Indiana housing providers and advocacy groups sent a letter to Senator Todd Young (R-IN) urging him to support $100 billion in emergency rental assistance in the next coronavirus relief package.


    Seventeen housing providers and advocacy groups, including Prosperity Indiana, an NLIHC state partner, sent a letter to Senator Todd Young (R-IN) urging him to include $100 billion in emergency rental assistance in the next coronavirus response bill.

    Hoosier Action, a grassroots group focused on addressing the needs of Indiana residents, held a virtual meeting to discuss the resources needed to help low-income residents or those without permanent housing during and after the coronavirus pandemic.

    Fort Wayne

    Fort Wayne will use federal coronavirus relief funding to meet the needs of people experiencing homelessness. The funds will be used to provide temporary shelter for women experiencing homelessness; emergency housing through hotel vouchers; quarantine shelter; deep cleaning and sanitizing services, PPE, and other supplies for local shelters.

    Indianapolis

    Indianapolis approved $15 million in federal Coronavirus Relief Fund (CRF) dollars for rental assistance. Any Indianapolis resident, regardless of status, can apply for assistance back rent - to April 1- or forward rent for a total of 90 days. The city also allocated $1.8 million in CRF funds for hotel housing to de-congregate shelters and $398,275 in FEMA funds for at-risk homeless hotel housing. 

    Updated on June 22, 2020.

    Terre Haute

    The city of Terre Haute is using $300,000 of its CARES Act funding to establish a day center for people experiencing homelessness. Modeled after a program in Illinois, the Pathways Day Center will offer people experiencing homelessness a range of services provided by several service organizations.

    Updated on June 12, 2020.

    Federal, state, and local eviction moratoriums are rapidly expiring and the CARES Act supplemental unemployment benefits will end soon; at that time, millions of low-income renters will be at risk of losing their homes. The NLIHC estimates at least $100 billion in emergency rental assistance is needed to keep low-income renters stably housed during and after the pandemic. This tracker links to news reports of the growing evictions crisis in various cities and states. Check NLIHC's cumulative list of eviction updates.


    In the third week of July, 24% of adults in Indiana reported they had missed their previous housing payment or had little confidence they would make their next one on time, according to a weekly survey conducted by the Census. In the same survey, 288,184 renters reported they had not paid their previous rental payment

    An estimated 212,000 evictions will be filed in the next four months. The emergency rental assistance programs for the state and the City of Indianapolis opened on July 13, quickly receiving thousands more applications than they could serve. Under the current programs, over 200,000 households who need assistance won't receive it, putting them at risk of eviction and homelessness. 

    Updated: July 29


    As many as 258,000 Hoosiers are at risk of eviction. According to a weekly survey by the Census, about 1 in 3 adults in the state either missed their last housing payment or have little/no confidence of being able to make next month’s housing payment.

    Updated: July 16

    COVID-19 Resources Other

    National Media

    What to Know About Housing and Rent During the COVID-19 Emergency? https://tinyurl.com/y74ox85d

    Arbor Realty Trust launched an innovative $2 million rental assistance program to help thousands of tenants and families significantly impacted by the COVID-19 outbreak. Arbor is contributing $1 million to the program and participating borrowers will match Arbor's advances to its tenants in need to help fill the rent gap during the hard-hit months of May and June. Together, the partnership program will provide $2 million in relief. https://tinyurl.com/y9r6x9vb