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State Data Overview
Across Indiana, there is a shortage of rental homes affordable and available to extremely low income households (ELI), whose incomes are at or below the poverty guideline or 30% of their area median income (AMI). Many of these households are severely cost burdened, spending more than half of their income on housing. Severely cost burdened poor households are more likely than other renters to sacrifice other necessities like healthy food and healthcare to pay the rent, and to experience unstable housing situations like evictions.
Housing Profiles
Indiana
Key Facts
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210,668 OR 26%
Renter households that are extremely low-income
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-138,137
Shortage of rental homes affordable and available for extremely low-income renters
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$30,400
Average income limit for 4-person extremely low income household
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$50,183
Annual household income needed to afford a two-bedroom rental home at HUD's Fair Market Rent (FMR)
Impact on Low-Wage Workers
A minimum wage worker would need to work:
- 111 hours per week or 2.8 full-time jobs to afford a 1-bedroom apartment at Fair Market Rent (FMR).
- 133 hours per week or 3.3 full-time jobs to afford a 2-bedroom apartment at Fair Market Rent (FMR).
Most Expensive Areas 2-Bedroom Housing Wage Indianapolis-Carmel HMFA $28.33 Columbus MSA $27.21 Cincinnati HMFA $26.02 Gary HMFA $25.33 South Bend-Mishawaka HMFA $24.85 Common Occupations Median Hourly Wage Nursing Assistants $18.94 Janitors and Cleaners, Except Maids and Housekeeping Cleaners $18.02 Home Health and Personal Care Aides $17.33 Retail Salespersons $15.58 Fast Food and Counter Workers $14.23 Solutions
- Provide significant resources to build and preserve homes affordable to renters with the lowest incomes through investments in public housing and the national Housing Trust Fund
- Encourage states and local communities to reform zoning and land use regulations that prevent housing from being built and push up housing costs
- Bridge the gap between incomes and housing costs by expanding rental assistance so that it is universally available to all eligible households or consider other innovative approaches, such as a fully refundable renters’ tax credit
- Prevent evictions and homelessness by creating permanent tools, such as emergency rental assistance, to help stabilize families in crisis
- Other federal housing resources, including the Low-Income Housing Tax Credit, should be reformed to better address the shortage of rental housing affordable to the lowest-income households.
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State Level Partners
NLIHC Housing Advocacy Organizer
Kayla Gilchrist
State PartnersProsperity Indiana
1099 North Meridian Street, Suite 170
Indianapolis, IN 46204
P 317-222-1221
F 317-454-8534
www.prosperityindiana.orgAndrew Bradley
Policy Director
[email protected]Hale Crumley
Policy Manager
[email protected]Become an NLIHC State Partner
NLIHC’s affiliation with our state coalition partners is central to our advocacy efforts. Although our partners' involvement varies, they are all housing and homeless advocacy organizations engaged at the state and federal level. Many are traditional coalitions with a range of members; others are local organizations that serve more informally as NLIHC's point of contact.
Inquire about becoming a state partner by contacting [email protected]
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Housing Trust FundHTF Implementation Information
NLIHC continues working with leaders in each state and the District of Columbia who will mobilize advocates in support of HTF allocation plans that benefit ELI renters to the greatest extent possible. Please contact the point person coordinating with NLIHC in your state (below) to find out about the public participation process and how you can be involved.
Current Year HTF Allocation$11,745,382
HTF State Resources2020
NHTF Application Policy (PDF)
Draft 2020-2024 ConPlan, Action Plan on page 165 (PDF)
2019
2019 HTF and HOME Application Policy, Final (PDF)
2019 HTF and RHTC Application Policy, Final (PDF)
2019 Annual Action Plan with HTF Allocation Plan on page 92 (PDF)
2018
2018 HTF Application Policy (PDF)
2018 Annual Action Plan with HTF Allocation Plan on page 86 (PDF)
2017
2017 HTF and HOME Application Policy (PDF)
Draft HTF Allocation Plan (PDF)
Redline of Draft HTF Allocation Plan (PDF)
Draft 2017 Annual Action Plan with HTF (PDF)
Public hearing announcement for 2017 Annual Action Plan (PDF)
2016
HUD Approved HTF Allocation Plan (PDF)
NLIHC Summary of the Indiana draft NHTF Allocation Plan (PDF)
HTF Public Input Process Slides by IHCDA dated June 2, 2016 (PDF)
Draft HTF Allocation Plan by Indiana Housing and Community Development Authority (PDF)
Indiana-specific Model Allocation Plan by NLIHC (PDF)
Recording of NLIHC’s Indiana-specific Allocation Plan advocacy webinar dated June 2, 2016 (WMV)
Slides from NLIHC’s Indiana-specific Allocation Plan advocacy webinar dated June 2, 2016 (PDF)
State Designated EntityState Entity Webpage
Indiana Housing & Community Development AuthorityOfficial Directly Involved with HTF ImplementationAndrea Lynch
HOME and HTF Manager
[email protected]Stephen Enz
Director of Real Estate Data and Policy
Director of Asset Preservation
[email protected]NHTF-specific Page
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ResourcesResources
Housing Profiles
State Housing Profile
State Housing Profile: Indiana (PDF)
Congressional District Housing Profile
Congressional District Profile: Indiana (PDF)
Research and Data
National Housing Preservation Database
The National Housing Preservation Database is an address-level inventory of federally assisted rental housing in the United States.
Out of Reach: The High Cost of Housing
Out of Reach documents the gap between renters’ wages and the cost of rental housing. In Indiana and Nationwide
The Gap: A Shortage of Affordable Rental Homes
The Gap represents data on the affordable housing supply and housing cost burdens at the national, state, and metropolitan levels. In Indiana and Nationwide
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