Mississippi

  • State Data Overview

    Across Mississippi, there is a shortage of rental homes affordable and available to extremely low income households (ELI), whose incomes are at or below the poverty guideline or 30% of their area median income (AMI). Many of these households are severely cost burdened, spending more than half of their income on housing. Severely cost burdened poor households are more likely than other renters to sacrifice other necessities like healthy food and healthcare to pay the rent, and to experience unstable housing situations like evictions.

    K
    e
    y
    F
    a
    c
    t
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    117,920
    Or
    33%
    Renter households that are extremely low income
    $25,100
    Maximum income for 4-person extremely low income household (state level)
    -52,513
    Shortage of rental homes affordable and available for extremely low income renters
    $30,977
    Annual household income needed to afford a two-bedroom rental home at HUD's Fair Market Rent.
    67%
    Percent of extremely low income renter households with severe cost burden
  • State Level Partners

    NLIHC Housing Advocacy Organizer

    Kyle Arbuckle

    Kyle Arbuckle

    202.662.1530 x227 | [email protected]

    State Partners

    There is currently no State Coalition Partner in this state. Learn the qualifications for becoming a State Coalition Partner.

    Become an NLIHC State Partner

    NLIHC’s affiliation with our state coalition partners is central to our advocacy efforts. Although our partners' involvement varies, they are all housing and homeless advocacy organizations engaged at the state and federal level. Many are traditional coalitions with a range of members; others are local organizations that serve more informally as NLIHC's point of contact.

    Inquire about becoming a state partner by contacting [email protected]

    Become a Member
  • Housing Trust Fund
    HTF Implementation Information

    NLIHC continues working with leaders in each state and the District of Columbia who will mobilize advocates in support of HTF allocation plans that benefit ELI renters to the greatest extent possible. Please contact the point person coordinating with NLIHC in your state (below) to find out about the public participation process and how you can be involved. Email Kyle Arbuckle with any questions.

    NHTF logo
    Current Year HTF Allocation
    NLIHC Point Person for HTF Advocacy

    Philip Eide

    Board President

    Housing Mississippi

    601-944-4148

    [email protected]

    State Designated Entity:

    Scott Spivey

    Executive Director

    Mississippi Home Corporation

    601-718-4642

    [email protected]

    Official Directly Involved with HTF Implementation:

    Lillie Naylor

    Senior Housing Grant Officer

    601-718-4658

    [email protected]


    State Entity Webpage

    Mississippi Home Corporation


    NHTF-specific page

    Housing Trust Fund

  • Resources
    Resources

    Housing Profiles

    State Housing Profile

    State Housing Profile: Mississippi (PDF)

    Congressional District Housing Profile

    Congressional District Profile: Mississippi (PDF)

    Research and Data

    National Housing Preservation Database

    The National Housing Preservation Database is an address-level inventory of federally assisted rental housing in the United States.

    Out of Reach: The High Cost of Housing

    Out of Reach documents the gap between renters’ wages and the cost of rental housing. In Mississippi and Nationwide

    The Gap: A Shortage of Affordable Rental Homes

    The Gap represents data on the affordable housing supply and housing cost burdens at the national, state, and metropolitan levels. In Mississippi and Nationwide

  • Take Action
    Tell Congress to Protect and Expand the National Housing Trust Fund
    Urge Congress to Pass a Budget with Strong Support for Affordable Housing Programs
    Tell Congress that Opportunity Zones Must Benefit Low Income People and Long-Term Residents
  • COVID-19 Resources
    COVID-19 Resources

    NLIHC has estimated a need for no less than $100 billion in emergency rental assistance and broke down the need and cost for each state (download Excel spreadsheet). 

    In response to COVID-19 and its economic fallout, many cities and states are creating or expanding rental assistance programs to support individuals and families impacted by the pandemic, and NLIHC is tracking in-depth information on these programs.  

    You can use the interactive map and searchable database to find state and local emergency rental assistance programs near you. You can also see the latest news on rental assistance programs through the state-by-state news tracker. Note that this is not a comprehensive list of all rental assistance programs as we continue to update frequently. If you are aware of a program not included in our database, please contact [email protected]

    COVID-19 Emergency Rental Assistance Programs

    Across the country, homeless service providers are struggling to respond to the COVID-19 pandemic. In order to follow public health guidelines and help ensure people’s safety, some shelters are being forced to reduce services, restrict admittance, or close entirely. The loss of these critical resources puts people experiencing homelessness at even higher risk of illness. Check NLIHC's cumulative list of shelter closings.

    Below is a list of shelters that have had to majorly alter services or completely close:


    No information at this time.

    More than half of Mississippi’s 352,000 renter households are at risk of eviction if Congress does not intervene. More than a third of all Mississippians missed last month’s housing payment or believed they would not be able to pay the next rent or mortgage on time, making Mississippi the third most vulnerable state in the nation for housing.

    Updated on August 25, 2020.


    The Mississippi Home Corporation will distribute approximately $8 million for rental assistance and emergency housing relief. The agency will partner with several aid agencies, including the Central Mississippi Continuum of Care, the Open Doors Homeless Coalition, and the Mississippi United to End Homelessness.

    Updated on July 13, 2020.


    The Mississippi Home Corporation launched the Rental Assistance for Mississippians Program (RAMP), which will partner with several organizations to administer nearly $8 million in Emergency Solutions Grants-CV (ESG-CV). RAMP will provide homeless prevention services, including short-term rental assistance, rental arrears, and housing stability case management.

    Updated on June 29, 2020.


    The Mississippi Center for Justice filed an emergency motion with the Mississippi Supreme Court to halt evictions until July 27 in an effort to prevent an expected and unprecedented rise in evictions and homelessness due to the pandemic.

    No information at this time.

    Federal, state, and local eviction moratoriums are rapidly expiring and the CARES Act supplemental unemployment benefits will end soon; at that time, millions of low-income renters will be at risk of losing their homes. The NLIHC estimates at least $100 billion in emergency rental assistance is needed to keep low-income renters stably housed during and after the pandemic. This tracker links to news reports of the growing evictions crisis in various cities and states. Check NLIHC's cumulative list of eviction updates.


    More than half of Mississippi’s 352,000 renter households are at risk of eviction if Congress does not intervene. More than a third of all Mississippians missed last month’s housing payment or believed they would not be able to pay the next rent or mortgage on time, making Mississippi the third most vulnerable state in the nation for housing.

    Updated on August 28, 2020.


    The Governor’s order to suspend all residential evictions through the duration of shelter in place order expired May 31.  Eviction cases are being conducted remotely and in person. 

    Updated: August 1


    In the third week of July, 34% of adults in Mississippi reported they had missed their previous housing payment and/or had little confidence they would make their next one, according to a weekly survey conducted by the Census. In the same survey, 181,760 renters reported they had not paid their previous rental payment. According to this Census survey, which has published weekly data since late April, Mississippi had the highest recorded housing insecurity in the nation for 6 of the 12 weeks data was collected, as well as the highest reported housing insecurity overall: 46.4% in Week 3 (May 14-19).  

    TupeloIn a July 16 meeting of the Tupelo Homeless Task Force, the director of the Mississippi Balance of State Continuum of Care (CoC) warned that with the expiration of the federal eviction moratorium and unemployment benefits, they will likely see a new wave of Mississipians experiencing housing insecurity and homelessness. In preparation, members of local and state homelessness advocacy organizations are planning to hold a Homelessness 101 class on July 30 to orient nonprofit community partners to the growing crisis. July 23

    Updated: July 29


    According to a weekly survey by the Census, 38% adults in the state either missed their last housing payment or have little/no confidence of being able to make next month’s housing payment – MS has one of the highest rates in the country.

    Updated: July 16

    COVID-19 Resources Other

    National Media

    What to Know About Housing and Rent During the COVID-19 Emergency? https://tinyurl.com/y74ox85d

    Arbor Realty Trust launched an innovative $2 million rental assistance program to help thousands of tenants and families significantly impacted by the COVID-19 outbreak. Arbor is contributing $1 million to the program and participating borrowers will match Arbor's advances to its tenants in need to help fill the rent gap during the hard-hit months of May and June. Together, the partnership program will provide $2 million in relief. https://tinyurl.com/y9r6x9vb