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State Data Overview
Across Mississippi, there is a shortage of rental homes affordable and available to extremely low income households (ELI), whose incomes are at or below the poverty guideline or 30% of their area median income (AMI). Many of these households are severely cost burdened, spending more than half of their income on housing. Severely cost burdened poor households are more likely than other renters to sacrifice other necessities like healthy food and healthcare to pay the rent, and to experience unstable housing situations like evictions.
Housing Profiles
Mississippi
Key Facts
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99,513 OR 29%
Renter households that are extremely low-income
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-38,107
Shortage of rental homes affordable and available for extremely low-income renters
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$30,000
Average income limit for 4-person extremely low income household
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$41,623
Annual household income needed to afford a two-bedroom rental home at HUD's Fair Market Rent (FMR)
Impact on Low-Wage Workers
A minimum wage worker would need to work:
- 94 hours per week or 2.3 full-time jobs to afford a 1-bedroom apartment at Fair Market Rent (FMR).
- 110 hours per week or 2.8 full-time jobs to afford a 2-bedroom apartment at Fair Market Rent (FMR).
Most Expensive Areas 2-Bedroom Housing Wage Jackson HMFA $24.77 Memphis HMFA $24.50 Lafayette County $23.90 Tunica County HMFA $22.81 Gulfport-Biloxi HMFA $21.92 Common Occupations Median Hourly Wage Nursing Assistants $15.57 Retail Salespersons $14.15 Janitors and Cleaners, Except Maids and Housekeeping Cleaners $14.02 Home Health and Personal Care Aides $11.79 Fast Food and Counter Workers $11.17 Solutions
- Provide significant resources to build and preserve homes affordable to renters with the lowest incomes through investments in public housing and the national Housing Trust Fund
- Encourage states and local communities to reform zoning and land use regulations that prevent housing from being built and push up housing costs
- Bridge the gap between incomes and housing costs by expanding rental assistance so that it is universally available to all eligible households or consider other innovative approaches, such as a fully refundable renters’ tax credit
- Prevent evictions and homelessness by creating permanent tools, such as emergency rental assistance, to help stabilize families in crisis
- Other federal housing resources, including the Low-Income Housing Tax Credit, should be reformed to better address the shortage of rental housing affordable to the lowest-income households.
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State Level Partners
NLIHC Housing Advocacy Organizer
Kenza Idrissi Janati
State PartnersMississippi Center for Justice
P.O. Box 1023
Jackson, MS 39215-1023
(601)-352-2269
https://mscenterforjustice.org/Ashley Richardson
Deputy Director of Housing Law
[email protected]Become an NLIHC State Partner
NLIHC’s affiliation with our state coalition partners is central to our advocacy efforts. Although our partners' involvement varies, they are all housing and homeless advocacy organizations engaged at the state and federal level. Many are traditional coalitions with a range of members; others are local organizations that serve more informally as NLIHC's point of contact.
Inquire about becoming a state partner by contacting [email protected]
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Housing Trust FundHTF Implementation Information
NLIHC continues working with leaders in each state and the District of Columbia who will mobilize advocates in support of HTF allocation plans that benefit ELI renters to the greatest extent possible. Please contact the point person coordinating with NLIHC in your state (below) to find out about the public participation process and how you can be involved. Email Tia Turner with any questions.
Current Year HTF Allocation$4,433,035
HTF State Resources2020
Approved applications (PDF)
Final application guide (PDF)
NOFA (PDF)
Application Workshop (webinar slides)
2020 Application Guide – Draft (PDF)
2020 Scoring Criteria & Rating Factors (PDF)
2019
Approved applications (PDF)
HTF Allocation Plan (PDF)
Draft Annual Action Plan with HTF Allocation Plan on page 97 (PDF)
2018
Approved applications (PDF)
Draft 2018 Annual Action Plan with HTF information clustered from pages 98-109 (PDF)
HTF Allocation Plan (PDF)
2017
Approved applications (PDF)
Public hearing announcement for Annual Action Plan (PDF)
Public hearing presentation Power Point for Annual Action Plan (PDF)
2016
HUD Approved 2016 Allocation Plan (PDF)
HTF Timeline (PDF)
HTF Priority Areas Map (PDF)
2016 Mississippi Annual Action Plan with HTF (PDF)
HTF Model Allocation Plan (PDF)
2016 HTF Project Awards (PDF)
State Designated EntityState Entity Webpage
Mississippi Home CorporationOfficial Directly Involved with HTF ImplementationSherry Taylor
AVP of Grant Financial Management
601-718-4653
[email protected]Kimberly Stamps
Housing Grant Officer
601-718-4638
[email protected]Jamie Bouie
Housing Grant Officer
601-718-4682
[email protected]Lisa Coleman
Senior Vice President of Federal Grants
601-718-4757
[email protected]NHTF-specific Page
Annual Action Plans
Housing Trust Fund -
ResourcesResources
Housing Profiles
State Housing Profile
State Housing Profile: Mississippi (PDF)
Congressional District Housing Profile
Congressional District Profile: Mississippi (PDF)
Research and Data
National Housing Preservation Database
The National Housing Preservation Database is an address-level inventory of federally assisted rental housing in the United States.
Out of Reach: The High Cost of Housing
Out of Reach documents the gap between renters’ wages and the cost of rental housing. In Mississippi and Nationwide
The Gap: A Shortage of Affordable Rental Homes
The Gap represents data on the affordable housing supply and housing cost burdens at the national, state, and metropolitan levels. In Mississippi and Nationwide
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