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State Data Overview
Across Texas, there is a shortage of rental homes affordable and available to extremely low income households (ELI), whose incomes are at or below the poverty guideline or 30% of their area median income (AMI). Many of these households are severely cost burdened, spending more than half of their income on housing. Severely cost burdened poor households are more likely than other renters to sacrifice other necessities like healthy food and healthcare to pay the rent, and to experience unstable housing situations like evictions.
Housing Profiles
Texas
Key Facts
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957,151 OR 22%
Renter households that are extremely low-income
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-708,661
Shortage of rental homes affordable and available for extremely low-income renters
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$31,020
Average income limit for 4-person extremely low income household
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$62,265
Annual household income needed to afford a two-bedroom rental home at HUD's Fair Market Rent (FMR)
Impact on Low-Wage Workers
A minimum wage worker would need to work:
- 139 hours per week or 3.5 full-time jobs to afford a 1-bedroom apartment at Fair Market Rent (FMR).
- 165 hours per week or 4.1 full-time jobs to afford a 2-bedroom apartment at Fair Market Rent (FMR).
Most Expensive Areas 2-Bedroom Housing Wage Dallas HMFA $37.13 Austin-Round Rock-San Marcos MSA $35.62 Midland HMFA $34.23 Martin County HMFA $34.08 Fort Worth-Arlington HMFA $33.13 Common Occupations Median Hourly Wage Janitors and Cleaners, Except Maids and Housekeeping Cleaners $16.31 Retail Salespersons $15.22 Fast Food and Counter Workers $13.71 Home Health and Personal Care Aides $11.97 Solutions
- Provide significant resources to build and preserve homes affordable to renters with the lowest incomes through investments in public housing and the national Housing Trust Fund
- Encourage states and local communities to reform zoning and land use regulations that prevent housing from being built and push up housing costs
- Bridge the gap between incomes and housing costs by expanding rental assistance so that it is universally available to all eligible households or consider other innovative approaches, such as a fully refundable renters’ tax credit
- Prevent evictions and homelessness by creating permanent tools, such as emergency rental assistance, to help stabilize families in crisis
- Other federal housing resources, including the Low-Income Housing Tax Credit, should be reformed to better address the shortage of rental housing affordable to the lowest-income households.
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State Level Partners
NLIHC Housing Advocacy Organizer
Kenza Idrissi Janati
State PartnersTexas Association of CDCs
1910 East Martin Luther King Boulevard
Austin, TX 78702
P 512-916-0508
www.tacdc.orgMatt Hull, Executive Director
[email protected]
Texas Homeless Network
3000 S IH-35, Suite 100
Austin, TX 78704
P 512-482-8270
F 512-478-9077
www.thn.orgEric Samuels, President & CEO
[email protected]Texas Housers
1800 West Sixth St
Austin, TX 78703
P 512-477-8910
F 512-469-9802
www.texashousing.orgQuiana Fisher, Executive Director
[email protected]Become an NLIHC State Partner
NLIHC’s affiliation with our state coalition partners is central to our advocacy efforts. Although our partners' involvement varies, they are all housing and homeless advocacy organizations engaged at the state and federal level. Many are traditional coalitions with a range of members; others are local organizations that serve more informally as NLIHC's point of contact.
Inquire about becoming a state partner by contacting [email protected]

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Housing Trust FundHTF Implementation Information
NLIHC continues working with leaders in each state and the District of Columbia who will mobilize advocates in support of HTF allocation plans that benefit ELI renters to the greatest extent possible. Please contact the point person coordinating with NLIHC in your state (below) to find out about the public participation process and how you can be involved.
Current Year HTF Allocation$47,375,117
HTF State Resources2020
Draft 2020-2024 Consolidated Plan, HTF-specific on page 337 (PDF)
Fifth Amendment to Annual NOFA (PDF)
Third Amendment to NOFA adds more HTF money (PDF)
Multifamily Direct Loan Special Purpose NOFA (PDF)
Log of Applicants (PDF)
2019
Amended 2019 Multifamily Direct Loan NOFA (PDF)
2018
2018 Multifamily Direct Loan NOFA (PDF)
Annual Action Plan, HTF Allocation Plan page 119 (PDF)
2017
Draft HTF Allocation Plan (PDF)
Draft 2017 Annual Action Plan (PDF)
2016
HUD-Approved HTF Allocation Plan (PDF)
March 1, 2017 final HTF Allocation Plan (PDF)
NLIHC Summary of HTF Allocation Plan Draft (PDF)
Draft HTF Allocation Plan issued by Texas Department of Housing and Community Affairs (PDF)
Texas-specific model Allocation Plan by NLIHC (PDF)
Recording of NLIHC’s Texas-specific Allocation Plan advocacy webinar dated April 22, 2016 (MP4)
Slides from NLIHC Texas-specific Allocation Plan advocacy webinar dated April, 2016 (PDF)
State Designated EntityState Entity Webpage
Texas Department of Housing & Community AffairsOfficial Directly Involved with HTF ImplementationConnor Jones
Multifamily Direct Loan Program Manager
512-475-3986
[email protected]NHTF-specific page
Multifamily Direct Loan Program
Multifamily Programs – QAPs, NOFAs, and Rules
Annual Action Planshttps://www.tdhca.texas.gov/housing-resource-center-annual-or-biennial-plans-and-reports -
ResourcesResources
Housing Profiles
State Housing Profile
State Housing Profile: Texas (PDF)
Congressional District Housing Profile
Congressional District Profile: Texas (PDF)
Research and Data
National Housing Preservation Database
The National Housing Preservation Database is an address-level inventory of federally assisted rental housing in the United States.
Out of Reach: The High Cost of Housing
Out of Reach documents the gap between renters’ wages and the cost of rental housing. In Texas and Nationwide
The Gap: A Shortage of Affordable Rental Homes
The Gap represents data on the affordable housing supply and housing cost burdens at the national, state, and metropolitan levels. In Texas and Nationwide
Explore Other States