• State Data Overview

    Across Hawaii, there is a shortage of rental homes affordable and available to extremely low income households (ELI), whose incomes are at or below the poverty guideline or 30% of their area median income (AMI). Many of these households are severely cost burdened, spending more than half of their income on housing. Severely cost burdened poor households are more likely than other renters to sacrifice other necessities like healthy food and healthcare to pay the rent, and to experience unstable housing situations like evictions.

    Renter households that are extremely low income
    Maximum income for 4-person extremely low income household (state level)
    Shortage of rental homes affordable and available for extremely low income renters
    Annual household income needed to afford a two-bedroom rental home at HUD's Fair Market Rent.
    Percent of extremely low income renter households with severe cost burden
  • State Level Partners

    NLIHC Housing Advocacy Organizer

    Tori Bourret

    Tori Bourret

    202.662.1530 x244 | [email protected]

    State Partners

    Hawai’i Appleseed Center for Law & Economic Justice
    733 Bishop Street, Suite 1180
    Honolulu, HI 96813
    P 808-587-7605
    Gavin Thornton, Executive Director
    [email protected]

    Become an NLIHC State Partner

    NLIHC’s affiliation with our state coalition partners is central to our advocacy efforts. Although our partners' involvement varies, they are all housing and homeless advocacy organizations engaged at the state and federal level. Many are traditional coalitions with a range of members; others are local organizations that serve more informally as NLIHC's point of contact.

    Inquire about becoming a state partner by contacting [email protected]

    Become a Member
  • Housing Trust Fund
    HTF Implementation Information

    NLIHC continues working with leaders in each state and the District of Columbia who will mobilize advocates in support of HTF allocation plans that benefit ELI renters to the greatest extent possible. Please contact the point person coordinating with NLIHC in your state (below) to find out about the public participation process and how you can be involved. Email Tori Bourret with any questions.

    Hawaii will subgrant 50% of its HTF allocation each year to the City and County of Honolulu. The remaining 50% will be subgranted to neighbor island counties on a rotating basis, as the state has done in the past with its HOME program allocations. In FY16, the County of Kauai received 50% of Hawaii’s HTF allocation. In FY17, the County of Maui is to receive 50%. Subgrantees such as Honolulu, Kauai, and Maui must have their own local HTF Allocation Plan.

    NHTF logo
    Current Year HTF Allocation
    HTF State Resources


    Annual Action Plan Information Package (PDF)


    Final Annual Action Plan with HTF Allocation Plan on pages 87-95 and 115-117 (PDF)

    HTF Allocation Plan (PDF)


    HTF Allocation Plan (PDF)

    Final Annual Action Plan with HTF Allocation Plan on pages 79-87 and 109 (PDF)


    HTF Allocation Plan (PDF)

    Annual Action Plan with HTF Allocation Plan on page 69 (PDF)

    Substantial Amendment #1, Kaiwahine Village Phase II, Maui (PDF)

    Substantial Amendment #2, Hale Makana o Maili and Queen Emma Tower, Honolulu (PDF)


    HTF Allocation Plan (PDF)

    Annual Action Plan with HTF Allocation Plan on page 77 (PDF)




    Annual Action Plan (revised Oct 2018) with HTF Allocation Plan on page 55 (PDF)


    Site Blessing for Koa’e Makana project (PDF)

    HTF Allocation Plan (PDF)

    HTF Application (PDF)



    Draft Annual Action Plan with HTF Allocation Plan on page 198 (PDF) 

    Annual Action Plan (revised Oct 2018) with HTF Allocation Plan on page 55 (PDF)


    Annual Action Plan with HTF Allocation Plan on page 108 (PDF)


    Draft Amended Annual Action Plan with HTF Allocation Plan on page 103 (PDF)


    HUD’s critique (PDF)



    Draft Annual Action Plan with HTF Allocation Plan on page 65 (PDF)


    Final Annual Action Plan with HTF Allocation Plan on page 61 (PDF)


    Ordinance Establishing Subgrantee Role with HTF Allocation Plan on page 28 and Kaiwahine Village Phase II data on page 36 (PDF)

    Amended Final Annual Action Plan with HTF Allocation Plan on page 64 (PDF)

    County of Hawaii


    Annual Action Plan with HTF Allocation Plan on pages 53-61 (PDF)


    Annual Action Plan with HTF Allocation Plan on pages 52-55 and 173-180 (PDF)

    NLIHC Point Person for HTF Advocacy

    Gavin Thornton

    Co-Executive Director

    Hawai’i Appleseed


    [email protected]

    State Designated Entity:

    Craig K. Hirai

    Executive Director

    Hawaii Housing Finance and Development Corporation

    677 Queen Street, Suite 300

    Honolulu, Hawaii 96813


    [email protected]

    Official Directly Involved with HTF Implementation

    Darren Ueki

    Finance Manager


    [email protected]

    State Entity Webpage

    Hawaii Housing Finance & Development Corporation

    NHTF-specific pages

    National Housing Trust Fund

    Reports and Studies



    Pamela Witty-Oakland


    Department of Community Services


    [email protected]

    Mayor's Office of Housing



    Sharon Woodward Graham

    HOME/HTF Program Specialist

    Kauai County Housing Agency


    [email protected]

    County of Hawaii

    Brandi Ah Yo



    Chantal Lonergan

    HOME and Housing Trust Fund Specialist


  • Resources

    Housing Profiles

    State Housing Profile

    State Housing Profile: Hawai'i (PDF)

    Congressional District Housing Profile

    Congressional District Profile: Hawai'i (PDF)

    Research and Data

    National Housing Preservation Database

    The National Housing Preservation Database is an address-level inventory of federally assisted rental housing in the United States.

    Out of Reach: The High Cost of Housing

    Out of Reach documents the gap between renters’ wages and the cost of rental housing. In Hawaii and Nationwide

    The Gap: A Shortage of Affordable Rental Homes

    The Gap represents data on the affordable housing supply and housing cost burdens at the national, state, and metropolitan levels. In Hawaii and Nationwide

  • Take Action
    Tell Congress to Protect and Expand the National Housing Trust Fund
    Urge Congress to Pass a Budget with Strong Support for Affordable Housing Programs
    Tell Congress that Opportunity Zones Must Benefit Low Income People and Long-Term Residents
  • COVID-19 Resources
    COVID-19 Resources

    NLIHC has estimated a need for no less than $100 billion in emergency rental assistance and broke down the need and cost for each state (download Excel spreadsheet). 

    Many cities and states are establishing rental assistance programs to support individuals and families impacted by COVID-19. This tracker links to news reports of various city, state and philanthropic rental assistance programs that are being established during the pandemic. Check NLIHC's cumulative list of rental assistance.

    Over 34,000 households are expected to receive help from the plan’s $100 million funded rental and housing assistance subsidies. The State’s most financially vulnerable households will receive rental assistance in the form of a $500 monthly subsidy or 50% of rent, whichever is lesser, for up to five months from August 1 to December 31. https://tinyurl.com/yxto438c

    Updated on July 24, 2020.

    The HI Senate and House announced that the majority of the discretionary CARES money will be going to support for struggling families directly including $85-100 million in rent relief. https://tinyurl.com/yc2szdf8

    Updated on June 28, 2020.

    The Hawaiian Homes Commission has approved the establishment of the DHHL COVID-19 Emergency Rental Assistance Program. The program will provide eligible native Hawaiian beneficiaries who are on the Department’s Applicant Waiting List, as of Dec. 31, 2018, with rental assistance using Native Hawaiian Housing Block Grant funds. https://tinyurl.com/yc3oytz6https://tinyurl.com/ycrgzzod

    Updated on July 24, 2020.

    HonoluluHawaii Community Lending is partnering with the Honolulu Board of Realtors to provide emergency loans to tenants through their landlords. Landlords will be required to commit tenant security deposits as collateral for emergency loans covering up to two months of rent with a maximum loan amount of $5,000.https://tinyurl.com/y6g3swm5
    HonoluluMayor Kirk Caldwell and the City and County of Honolulu launches the COVID-19 Household Hardship Relief Program with $25 Million in CARES Act funds designed to support households economically impacted by the COVID-19 pandemic. Oʻahu residents can reach out to one of our non-profit community partners to apply directly beginning May 18, 2020 Eligible payments may include rent, mortgage, certain utilities, childcare providers recognized by Department of Human Services, and other emergency expenseshttps://tinyurl.com/yajyp98o
    HawaiiThe County of Hawaii's Office of Housing and Community Development with Hope Services Hawaii Inc. is establishing an Emergency Rent and Mortgage Assistance Program to provide financial assistance to Big Island residents who have been financially impacted.https://tinyurl.com/yx9q28y2

    Across the country, homeless service providers are struggling to respond to the COVID-19 pandemic. In order to follow public health guidelines and help ensure people’s safety, some shelters are being forced to reduce services, restrict admittance, or close entirely. The loss of these critical resources puts people experiencing homelessness at even higher risk of illness. Check NLIHC's cumulative list of shelter closings.

    Below is a list of shelters that have had to majorly alter services or completely close:

    No information at this time.

    Governor David Ige vetoed a spending plan that would have added $100 in state weekly unemployment benefits and a $100 million spending plan for housing and rental assistance, arguing that $50 million is enough to launch a rent relief program by the end of the year.

    Updated on August 4, 2020.

    An opinion piece in the Civil Beat discussed the urgent need for bold action to prevent a tidal wave of evictions and an increase in homelessness in Hawaii. Even with the state’s eviction moratorium, there are widespread reports of landlords illegally evicting tenants and imposing aggressive tactics to pressure the tenant to “voluntarily” leave.

    Updated on July 28, 2020.

    An analysis by the University of Hawaii Economic Research Organization and the Hawaii Budget and Policy Center estimates that between 40,000 and 45,000 of Hawaii renter households will be unemployed by the end of July. Approximately 21,500 of these renter households will be at risk of losing their housing, while 7,500 renter households will be at extreme risk.

    Updated on July 7, 2020.

    Star-Advertiser editorial urges officials to use available federal resources from the CARES Act to address Hawaii’s homelessness needs: “It’s now the duty of state and local lawmakers and officials to deliver this funding where it’s urgently needed. At this point in time, keeping more families housed is central to any rational pandemic recovery strategy.”

    Updated on June 22, 2020.

    Hawaii’s rate of homelessness was among the worst in the country before the pandemic, and researchers project increases in homelessness due to loss of employment and wages and the inability to afford rent.

    Updated on June 12, 2020.

    One person experiencing homelessness in Hawaii has tested positive for the virus thus far. The health department said that even though the state will begin to reopen, it needs to remain vigilant and increase testing, particularly of people living in congregate settings such as homeless shelters.

    An editorial in the Star Advertiser discusses why the state needs to focus on solutions that address long-standing affordable housing issues, not only short-term relief solutions. James Koshiba, co-founder of Hui Aloha, a homeless advocacy group, highlighted that Hawaii should broaden its focus from emergency relief to prevention and permanent solutions.

    Three O’ahu service providers shared updates on efforts to help sheltered and unsheltered people experiencing homelessness during the COVID-19 shutdown.

    Doctors in Hawaii have expressed concern that the state is not taking the necessary steps to prevent a potential COVID-19 outbreak in homeless shelters. On O'ahu, officials scrapped plans to provide walk-in testing for 4,400 residents experiencing homelessness at Iwilei Center. Instead, the city and state are directing people experiencing homelessness with coronavirus-related concerns to its CARES hotline.

    The rooms in the Kona Holiday Inn Express are now serving as isolation units for high-risk seniors, respectfully known as kupuna, who are experiencing homelessness, amid stay-at-home orders. 1,324 people on Hawaiʻi Island received homeless services last year. At least 7% of those were kupuna.

    No information at this time.

    Federal, state, and local eviction moratoriums are rapidly expiring and the CARES Act supplemental unemployment benefits will end soon; at that time, millions of low-income renters will be at risk of losing their homes. The NLIHC estimates at least $100 billion in emergency rental assistance is needed to keep low-income renters stably housed during and after the pandemic. This tracker links to news reports of the growing evictions crisis in various cities and states. Check NLIHC's cumulative list of eviction updates.

    No eviction proceedings can take place in cases of nonpayment of rent, maintenance fees, utility charges, taxes, or other fees through August 31.  The Hawaii Department of Public Safety Sheriff Division is suspending all eviction activities. 

    Updated on August 1, 2020.

    In the third week of July, 22.4% of adults in Hawaii reported they had missed their previous housing payment or had little confidence they would make their next one on time, according to a weekly survey conducted by the Census. In the same survey, 39,330 renters reported they had not paid their previous rental payment

    Updated: July 29

    21,500 renter households in Hawaii are at-risk of losing their homes, with 7,500 of these households at "extreme risk.” An estimated backlog of 800 eviction cases will begin being processed on August 1. According to a weekly survey by the Census, 29% of adults in the state either missed their last housing payment or have little/no confidence of being able to make next month’s housing payment.

    Updated: July 16

    COVID-19 Resources Other

    National Media

    What to Know About Housing and Rent During the COVID-19 Emergency? https://tinyurl.com/y74ox85d

    Arbor Realty Trust launched an innovative $2 million rental assistance program to help thousands of tenants and families significantly impacted by the COVID-19 outbreak. Arbor is contributing $1 million to the program and participating borrowers will match Arbor's advances to its tenants in need to help fill the rent gap during the hard-hit months of May and June. Together, the partnership program will provide $2 million in relief. https://tinyurl.com/y9r6x9vb